American Express Air France KLM Cards
American Express offers three co-branded Air France KLM cards that let you accumulate Flying Blue miles and XP on everyday spending. Since 15 January 2026, the XP earning rules have been significantly revised.
⚠️ January 2026 Update — XP Reduced
Annual XP bonuses have been cut and a new spend-based XP system has been introduced. The Platinum drops from 60 to 30 base XP, Gold from 30 to 10 XP. In return, you can now earn +5 XP per €5,000 spent (subject to an annual cap).
Card Comparison
| Card | Annual fee | Base XP / year | Max XP / year | Miles AF/KLM | Miles elsewhere |
|---|---|---|---|---|---|
| Silver | €65/year | 0 XP | 0 XP | 1 mile/€ | 0.5 miles/€ |
| Gold | €252/year | 10 XP | 40 XP | 1.5 miles/€ | 1 mile/€ |
| Platinum | €792/year | 30 XP | 80 XP | 3 miles/€ | 1.3 miles/€ |
American Express
Air France KLM Silver
€65/year
3,000 miles (after €1,000 spent in 3 months)
Miles AF/KLM / Miles elsewhere
1 mile/€
0.5 miles/€
XP
0 XP base · 0 XP max
Avantages
- Purchase protection (€500 per claim)
- 24/7 travel assistance
- Flight delay and connection insurance
- 3-month interest-free instalments on AF/KLM tickets
- Miles validity extended by 2 years
American Express
Air France KLM Gold
€252/year
10,000 miles (conditions apply)
Miles AF/KLM / Miles elsewhere
1.5 miles/€
1 mile/€
XP
10 XP base · 40 XP max
Avantages
- 1 free checked bag on AF/KLM short and medium-haul flights
- Trip cancellation insurance (€7,000/person)
- Medical insurance abroad (€50,000)
- Flight and baggage delay insurance (€1,000)
- Vehicle rental insurance (€75,000)
- 3-month interest-free instalments on AF/KLM tickets
- Supplementary card included with same benefits
American Express
Air France KLM Platinum
€792/year
20,000 miles (conditions apply)
Miles AF/KLM / Miles elsewhere
3 miles/€
1.3 miles/€
XP
30 XP base · 80 XP max
Avantages
- Flying Blue Extra Essentiel included (worth €379/year): 2 AF/KLM lounge accesses, exclusive Promo Rewards, permanent miles
- 1 free checked bag on AF/KLM short and medium-haul flights
- €75/year Air France Connect Wi-Fi credit
- Hertz President's Circle (guaranteed upgrade)
- Trip cancellation insurance (€10,000/person)
- Medical insurance abroad (€2,000,000)
- Vehicle rental insurance (€100,000)
- Up to 4 supplementary Gold-equivalent cards
XP detail by card
XP are credited in two steps: an annual flat amount on the card anniversary date, then XP for each €5,000 spent during the year.
| Card | Base XP / year | +5 XP per €5,000 | Max times / year | XP cap / year |
|---|---|---|---|---|
| Silver | 0 XP | — | — | 0 XP |
| Gold | 10 XP | ✓ | 6× (€30,000) | 40 XP |
| Platinum | 30 XP | ✓ | 10× (€50,000) | 80 XP |
How to reach the cap?
Gold: 10 base XP + 6 × 5 XP = 40 XP max, requires €30,000/year spending. Platinum: 30 base XP + 10 × 5 XP = 80 XP max, requires €50,000/year spending.
🎁 Referral offer — Platinum card
By applying through this referral link, you may receive a bonus of up to 40,000 Flying Blue miles on your first Amex Platinum Air France KLM card, subject to meeting the required spending conditions.
Apply for Platinum via referralOffer subject to conditions. Check the spending and eligibility requirements directly on the American Express website.
Which card to choose for your profile?
You fly rarely: the Silver at €65/year is an entry-level option to accumulate miles without XP. If you're not targeting a status, it's sufficient.
You're targeting Silver or Gold status and spend €5,000–€15,000/year: the Gold at €252/year earns you 10–25 XP/year (base + spend), plus a free bag on short-haul flights.
You're a frequent traveller or spend over €20,000/year: the Platinum justifies its €792/year with Flying Blue Extra Essentiel (2 lounge accesses), 3 miles/€ on AF/KLM and up to 80 XP/year.
For Ultimate status: card XP only count as regular XP, not UXP. The Platinum card does not replace AF/KL-numbered flights for targeting Ultimate.